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From the Blog

CMHC to Increase Insurance Premiums

As of May 1, 2014, CMHC  (otherwise known as the Canada Mortgage and Housing Corporation) is set to increase the mortgage loan insurance premiums for home owners. The increase applies to mortgage loan insurance premiums for owner occupied, self-employed and 1-to-4 unit rental properties, including low-ratio refinance premiums. This does not apply to mortgages currently insured by CMHC. What is CMHC insurance? Mortgage loan insurance is typically required by lenders … [Read More...]

Tarion Warranty – Just What Does It Cover?

What is a Tarion Warranty?  Purchasers of real estate from a builder, whether it be a home or a condominium, are often confused about the warranty protection programs available on their newly built units.   Tarion is a non-profit, private corporation established in 1976 to protect the rights of new home buyers and regulate new home vendors and builders according to the terms of the Ontario New Home Warranties Plan Act (the “Act”). Not only does the Act require builders in … [Read More...]

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