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From the Blog

Toronto Real Estate: April Saw Prices Continue to Increase

Average Price of Single Home in Toronto increases by 13% Supply and Demand.  In a capitalist society, in theory, this is what dictates prices.  It makes sense, less supply, higher prices; too much supply decreases prices. This concept, a shortage of listings, is what is being blamed for the steady rise of Toronto real estate prices.   In fact, in April active listings were down 8.4%.  Here are the April numbers according to TREB: The average sale price of a detached … [Read More...]

CMHC to Increase Insurance Premiums

As of May 1, 2014, CMHC  (otherwise known as the Canada Mortgage and Housing Corporation) is set to increase the mortgage loan insurance premiums for home owners. The increase applies to mortgage loan insurance premiums for owner occupied, self-employed and 1-to-4 unit rental properties, including low-ratio refinance premiums. This does not apply to mortgages currently insured by CMHC. What is CMHC insurance? Mortgage loan insurance is typically required by lenders … [Read More...]

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