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From the Blog

Land Transfer Tax

What is Land Transfer Tax The Ontario Land Transfer Tax is tax is paid by the Purchaser at the date of final closing as part of your closing costs. The purchaser's solicitor pays the Tax on behalf of the purchaser on the closing date. The purchaser will be required to provide their solicitor closing funds (certified) that will cover the closing expenses. This Tax is not covered through your mortgage. The Toronto Land Transfer Tax applies when you purchase a home … [Read More...]

Why Condominium Owners Should Not Neglect Homeowners Insurance

Homeowners Insurance for Condominium Unit Owners: Why You Need It Mortgagors often do not require that condominium purchasers obtain household insurance. This leaves many condo purchasers under the impression that it is covered by their monthly common expenses and the condominium’s policy of insurance. However, often that is not the case. It is true, that the condominium corporation must carry insurance on the building, it does not cover everything, and there are often … [Read More...]

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